Joseph Kitonga, the 23-year-old business owner behind Vitable Health, first saw the requirement for a new kind ofhealth care service maturing in Philadelphia and seeing the experience of the house health care workers who operated at his moms and dads ‘organisation. The Kitongas immigrated to the United States a decade ago and calmed down in Philadelphia, where they began a home-care business matching workers with clients in need. What was unexpected to the younger Kitonga was that individuals who worked for his moms and dads looking after others couldn’t pay for basic healthcare coverage themselves. It was that observation that offered the seed for the business idea that would become Vitable Health

, Kitonga’s very first service and a recent member of Y Combinator’s latest summer season associate.

The company offers inexpensive severe healthcare coverage to un-insured or underinsured populations and was born out of his experience viewing workers of his moms and dads’ home healthcare company struggle to get basic health care protection.

A great deal of caregivers make $10 per hour, which is too much to get approved for Medicaid and too little to afford medical insurance, Kitonga states.

Even with the Affordable Care Act, lots of employees in the home-care company that Kitonga’s moms and dads ran in Philadelphia were unable to get care.

Kitonga built a service that could cover whatever however disastrous coverage for lower expenses than the business’s customers would have to pay if they went to an urgent care center.

Vitable has the ability to lower the expense of care through its usage of nurse practitioners instead of physicians to provide the care. For a little monthly fee, the business will send suppliers to make home calls or consumers can receive an assessment over the phone.

“We focus on preventive and acute coverage,” states Kitonga. “Many high deductible plans are geared towards supplying catastrophic coverage.”

What Kitonga saw with his moms and dads’ staff members was that they would end up going to the emergency room and put $1,300 in charges on their credit cards rather than spend for insurance per month.

Vitable’s most affordable strategy levels begin at $15 per month and the co-payment is $30, according to Kitonga. Vitable’s service technicians will do at home lab tests.

There’s just no inexpensive care alternative offered for the population that Kitonga wishes to serve, he stated. Due to the fact that they lack the required insurance coverage, these are individuals who will be referred to emergency rooms by neighboring care service providers. “The population that we service has been disregarded by healthcare providers,” said Kitonga.

For now, the service is just offered in Philadelphia, however Kitonga states there are already 1,000 people who get care through Vitable. “We work with a lot of small businesses that might have 10 or 20 workers,” Kitonga stated.

Article curated by RJ Shara from Source. RJ Shara is a Bay Area Radio Host (Radio Jockey) who talks about the startup ecosystem – entrepreneurs, investments, policies and more on her show The Silicon Dreams. The show streams on Radio Zindagi 1170AM on Mondays from 3.30 PM to 4 PM.