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Here’s what your BNPL start-up could be worth

by RJ Shara | Sep 14, 2021 | Fundings and Exit, Startups | 0 comments

It’s a two-Exchange Tuesday, everybody. First off, we’re talking fintech evaluations. Next up, we’re digging into Atlanta.

Recently’s news that PayPal plans to buy Japanese start-up Paidy marked the 2nd significant acquisition of a buy now, pay later on (BNPL) company this year. PayPal’s news followed an even larger offer by Square for the Australian BNPL company Afterpay.

The multibillion-dollar exits supplied hard market evidence that what BNPL start-ups are constructing has value beyond basic operating results; major fintech platforms are willing to pay out large amounts for their earnings and possible tactical worth.


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They offer two information points for the value of BNPL companies operating at scale due to the fact that both offers happened in 2021. And since both Square and PayPal supplied some information to their financiers concerning their transactions, we have a little bit of comparative work to do.

Let’s do a little math and determine just how much PayPal and Square investors are spending for transaction volume across both platforms. We’ll peek at what Affirm is worth along similar lines. We’ll wrap with a look at Klarna’s numbers to see if there’s anything we can collect there.

Our objective is to discover what sort of price floor or ceiling the Paidy and Afterpay deals suggest, if other gamers in their space are matching that figure, and why. This will be fun!

What would you pay for $1 of BNPL GMV?

Square’s Afterpay offer is worth some $29 billion, a big sum. It isn’t tough to see why the U.S. consumer- and business-focused fintech wants to compose so large a check — — Afterpay does volume.

Article curated by RJ Shara from Source. RJ Shara is a Bay Area Radio Host (Radio Jockey) who talks about the startup ecosystem – entrepreneurs, investments, policies and more on her show The Silicon Dreams. The show streams on Radio Zindagi 1170AM on Mondays from 3.30 PM to 4 PM.

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